An Update from the CEO

03/13/2023

By: CNB

Dear Valued Client,

Since Citizens National Bank opened its doors in 1900, we have been committed to safeguarding our clients’ assets by managing our bank in a conservative and prudent manner. For over a century, CNB has successfully weathered significant events such as the Great Depression, two world wars, the stock market crash of 1929, the 1980’s real estate collapse, September 11^th, the Great Recession and the COVID pandemic to name a few. Each time, our bank has shown the resilience and management skills to successfully navigate those challenging times and even prospering through them.

Today is no different. As unsettling as it is to watch the quick collapse of several large banks over the weekend, Citizens National Bank is poised to not just survive, but to provide safe opportunities for our clients to store their financial assets. Community banks such as Citizens National Bank are invested right here in our own communities. Our depositors are known to us, and our loans are local. We actively manage risk daily and are delighted to share with you how our bank will safely hold your deposits today and into the next century.

Thank you to all our loyal and trusting clients who have so faithfully allowed us to serve their financial needs. Please feel free to reach out to me directly if you have any specific questions or concerns.

Sincerely,

Steven M. Wise

CEO & President

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